Are you ready to level up your rewards game with cryptocurrency? Look no further! In this guide, we’ll reveal the hottest crypto rewards cards available in the market. By using these cards for everyday expenses, you can earn cryptocurrencies and add value to your portfolio. We’ll help you choose the right card by discussing factors like fees, rewards rates, and compatibility with popular cryptocurrency wallets. Get ready to explore the world of crypto rewards and find the perfect card for you. Let’s dive in!
Venmo Credit Card – Diverse Rewards for Various Categories
When considering the Venmo Credit Card, you’ll discover diverse rewards for various spending categories. This credit card offers cash back or crypto rewards, allowing you to choose between earning 3% cash back in the top spend category, 2% on the next category, and 1% on all other purchases. While there is no welcome bonus, the flexibility to choose between cash back or four cryptocurrencies (Bitcoin, Ethereum, Litecoin, and Bitcoin Cash) is a unique feature. However, it’s important to note that selling fees apply if you decide to convert your cash back into crypto. The Venmo Credit Card is a solid option for those looking to earn rewards in multiple categories and have the choice between traditional cash back or cryptocurrencies.
Fold Visa Prepaid Card – No Annual Fee and No APR
With the Fold Visa Prepaid Card, you can enjoy the benefit of no annual fee and no APR. This makes it an attractive option for those who want to avoid additional costs and interest charges. Here are two key features of the Fold Visa Prepaid Card:
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No Annual Fee: Unlike many other credit cards, the Fold Visa Prepaid Card does not require you to pay an annual fee. This means you can enjoy the benefits of the card without having to worry about additional expenses.
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No APR: Another advantage of the Fold Visa Prepaid Card is that it does not have an APR. This means you won’t have to pay any interest on your purchases, making it a great option for those who want to avoid debt and save money.
Crypto.Com Visa Card – High Staking Requirements for Rewards
To earn rewards with the Crypto.com Visa Card, you must meet high staking requirements. The card offers up to 5% back on spending, making it an attractive option for crypto enthusiasts. However, the staking requirements for most card tiers are extremely high, which may be a deterrent for some users. Additionally, lower tier cards have low monthly ATM limits, limiting access to funds. It’s important to consider these factors before applying for the Crypto.com Visa Card. Here is a table summarizing the high staking requirements for each card tier:
| Card Tier | Staking Requirement |
|---|---|
| Ruby Steel | 2,500 CRO |
| Jade Green | 25,000 CRO |
| Royal Indigo | 250,000 CRO |
These requirements may be challenging for some users to meet, so it’s crucial to carefully evaluate whether the rewards justify the staking commitment.
Coinbase Card – Additional Star Ratings for Comparison
Now let’s delve into the Coinbase Card and its additional star ratings for comparison. Forbes Advisor has created these star ratings to help you assess the card’s qualities. Here are two key factors to consider:
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Rewards Program: The Coinbase Card allows you to earn 1.5% back in bitcoin on your payments. This feature can be quite appealing for crypto enthusiasts who want to accumulate more cryptocurrency over time. However, it’s important to note that the rewards are limited to bitcoin and not available in other cryptocurrencies.
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Welcome Offer: Coinbase Card offers a welcome bonus of $200 after opening a Rewards Checking account and making three transactions within 60 days. This can be a significant incentive for new cardholders to start earning rewards right away.
Upgrade Bitcoin Rewards Visa – Earn Bitcoin on Payments
Earning bitcoin on your payments is made possible with the Upgrade Bitcoin Rewards Visa card. This card allows you to earn 1.5% back in bitcoin on all your purchases. In addition to this exciting feature, the Upgrade Bitcoin Rewards Visa card also offers a welcome offer of a $200 bonus after opening a Rewards Checking account and making three transactions within 60 days. To give you a better idea of the benefits of this card, here is a table that compares it to other top crypto rewards cards:
| Card | Rewards Rate | Annual Fee | Welcome Offer |
|---|---|---|---|
| Upgrade Bitcoin Rewards Visa | 1.5% back in bitcoin | None | $200 bonus after opening a Rewards Checking account and making three transactions within 60 days |
| Crypto.com Visa Card | Up to 5% back on spending | None | None |
| Coinbase Card | Varies | None | None |
| Gemini Credit Card | Up to 3% back on dining | None | None |
| Fold Visa Prepaid Card | Up to 100% back in bitcoin | None | None |
With its attractive rewards rate and generous welcome offer, the Upgrade Bitcoin Rewards Visa card is a top choice for those looking to earn bitcoin while making their everyday payments.
Brex 30 Card – Designed for Well-Funded Startups
If you’re a well-funded startup, the Brex 30 Card is designed specifically for you. This card offers a range of benefits tailored to the needs of startups, including generous rewards and exclusive savings. Here are two reasons why the Brex 30 Card is worth considering:
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Earn valuable rewards: With the Brex 30 Card, you can earn 7 points per dollar on rideshare, 4 points per dollar on travel booked through Brex Travel, 3 points per dollar on restaurants, 2 points per dollar on recurring software, and 1 point per dollar on everything else. These points can be redeemed for bitcoin or ethereum, allowing you to accumulate cryptocurrencies over time.
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Exclusive savings and discounts: The Brex 30 Card also offers exclusive savings and discounts on various business-related services. This can help you save money and optimize your startup’s expenses, providing additional value beyond the rewards program.
With its tailored rewards and exclusive savings, the Brex 30 Card is a compelling option for well-funded startups looking to maximize their benefits.
Gemini Credit Card – Real-Time Crypto Rewards
With the Gemini Credit Card, you can earn real-time crypto rewards for your everyday purchases, continuing to accumulate cryptocurrencies over time. The Gemini Credit Card offers a rewards program that allows you to earn 3% back on dining, 2% back on groceries, and 1% back on all other purchases. What makes this card unique is that the rewards can be earned in bitcoin, ether, or 40-plus other cryptocurrencies. This gives you the flexibility to choose the cryptocurrency that best suits your investment strategy. However, it’s important to note that there may be fees for converting or selling your rewards. Overall, the Gemini Credit Card provides an opportunity to earn crypto rewards while making your usual purchases, allowing you to participate in the crypto market and potentially benefit from its growth.
| Rewards Program | Earn Rate | Cryptocurrency Options |
|---|---|---|
| Gemini Credit Card | 3% back on dining | Bitcoin, Ether, and more |
| 2% back on groceries | ||
| 1% back on all other |
Forbes’ Tips for Choosing Crypto Rewards Cards
To choose the best crypto rewards card for you, consider Forbes’ tips on selecting the right card for maximizing your cryptocurrency earnings:
- Evaluate the annual fees: Look for a card with reasonable annual fees or even no fees at all. This way, you can keep more of your crypto rewards.
- Check the rewards rate: Compare the rewards rates offered by different cards. Higher rewards rates mean more cryptocurrency earnings for your purchases.
- Consider bonus categories: Some cards offer higher rewards rates for specific spending categories. If you frequently spend in those categories, you can earn more crypto rewards.
- Look for welcome bonuses: Many crypto rewards cards offer welcome bonuses, which can provide a significant boost to your initial cryptocurrency earnings.
- Ensure compatibility with popular cryptocurrency wallets or exchanges: Check if the card allows you to easily transfer and manage your crypto rewards in your preferred wallet or exchange.
Factors to Consider When Choosing a Crypto Rewards Card
What factors should you consider when choosing a crypto rewards card? When selecting a crypto rewards card, there are several key factors to keep in mind to ensure you make the best choice for your needs. These factors include the annual fee, rewards rate, restrictions, and compatibility with popular cryptocurrency wallets or exchanges. By considering these factors, you can maximize the benefits of your crypto rewards card and make the most out of your cryptocurrency earnings. To help you better understand these factors, here is a table summarizing the key considerations when choosing a crypto rewards card:
| Factors to Consider | Description |
|---|---|
| Annual Fee | Consider the annual fee associated with the card and determine if the rewards you will earn outweigh the cost. |
| Rewards Rate | Look at the rewards rate offered by the card, including the percentage of rewards earned for different spending categories. |
| Restrictions | Check for any restrictions or limitations on earning and redeeming rewards, such as minimum spending requirements or expiration dates. |
| Compatibility | Ensure that the card is compatible with popular cryptocurrency wallets or exchanges, allowing for seamless integration and management of your rewards. |
Tips for Maximizing Crypto Rewards
To make the most out of your crypto rewards, maximize your earnings by utilizing these effective strategies:
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Use the card for everyday expenses: Make sure to use your crypto rewards card for all your daily purchases, such as groceries, gas, and bills. This will help you accumulate rewards faster and maximize your earnings.
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Take advantage of bonus categories or promotions: Keep an eye out for any bonus categories or promotions offered by your crypto rewards card issuer. These can include higher rewards rates for specific spending categories or limited-time bonus offers. Take advantage of these opportunities to earn even more crypto rewards.
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Pay off the balance in full each month: To avoid paying interest and fees, it’s important to pay off your balance in full each month. By doing so, you can fully enjoy the benefits of your crypto rewards without any additional costs.
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Regularly review and optimize the rewards program: Stay up to date with any changes or updates to the rewards program of your crypto rewards card. This includes checking for new rewards options, updated rewards rates, and any restrictions or limitations. By regularly reviewing and optimizing your rewards program, you can ensure that you are maximizing your crypto rewards.
Venmo Credit Card – Cash Back or Crypto Rewards
Maximize your earnings with the Venmo Credit Card by choosing between cash back or crypto rewards. The Venmo Credit Card offers a flexible rewards program that allows you to earn 3% cash back in your top spend category, 2% on the next category, and 1% on all other purchases. However, if you’re interested in cryptocurrencies, you also have the option to earn rewards in four different cryptocurrencies: Bitcoin, Ethereum, Litecoin, and Bitcoin Cash. It’s important to note that there are selling fees if you decide to convert your cash back into crypto. So, if you’re looking to accumulate cryptocurrencies over time, the Venmo Credit Card provides a great opportunity to do so. Choose the rewards option that aligns with your financial goals and enjoy the benefits of the Venmo Credit Card.
Gemini Credit Card – Earn Rewards in Multiple Cryptocurrencies
If you’re interested in earning rewards in multiple cryptocurrencies, the Gemini Credit Card is a great option. Here’s why:
- Earn 3% back on dining, 2% back on groceries, and 1% back on all other purchases.
- Rewards can be earned in bitcoin, ether, or 40-plus other cryptocurrencies.
The Gemini Credit Card offers real-time crypto rewards, allowing you to accumulate cryptocurrencies over time. By earning rewards in multiple cryptocurrencies, you have the opportunity to diversify your crypto holdings and potentially benefit from the growth of different digital assets. However, it’s important to note that there may be fees for converting or selling your rewards. Before applying for the Gemini Credit Card, consider the annual fee, rewards rate, and compatibility with popular cryptocurrency wallets or exchanges. With careful consideration, you can maximize your rewards and take advantage of the benefits offered by this card.
Fold Visa Prepaid Card – Suitable for Beginners
You can start your cryptocurrency rewards journey with the Fold Visa Prepaid Card, perfect for beginners looking to dip their toes into the world of crypto. This card is suitable for those with a low-risk tolerance and offers a simple and straightforward way to earn bitcoin rewards. With every purchase you make, you have the opportunity to earn bitcoin, also known as satoshis, through the Spin Wheel. As a basic Fold member, you can earn up to 100% back in bitcoin, while Fold+ members enjoy an automatic 1% back and additional rewards on the Spin Wheel. What’s more, there are no fees for moving your rewards to an on-chain digital wallet, making it easy to manage and use your earned bitcoin. The Fold Visa Prepaid Card is a great starting point for beginners who want to explore the world of crypto rewards.
Forbes’ Ranking of the Best Crypto Rewards Cards
Ranking the best crypto rewards cards, Forbes has identified the top options for earning cryptocurrency incentives. When it comes to crypto rewards credit cards, the Venmo Credit Card stands out with its diverse rewards for various spending categories. It offers cash back or crypto rewards, allowing you to earn 3% cash back in the top spend category and 2% on the next category. For beginners, the Fold Visa Prepaid Card is a great choice, as it allows you to earn bitcoin (satoshis) on every purchase through the Spin Wheel. Basic members can earn up to 100% back in bitcoin, while Fold+ members earn an automatic 1% back and additional rewards. With these top-ranking crypto rewards cards, you can start accumulating cryptocurrencies and enjoy the benefits they offer.
Tips for Optimizing Your Crypto Rewards Program
To make the most of your crypto rewards program, it’s important to optimize your card usage and take advantage of the various benefits offered. Here are some tips to help you maximize your rewards. First, use the card for everyday expenses to earn rewards on your regular spending. Additionally, be sure to take advantage of any bonus categories or promotions that may offer higher rewards rates. Consider using multiple cards to maximize rewards across different spending categories. Remember to pay off the balance in full each month to avoid interest charges and maximize your rewards. Lastly, regularly review and optimize your rewards program to ensure you are getting the most value from your crypto rewards. By following these tips, you can make the most of your crypto rewards program and enjoy the benefits it offers.
Frequently Asked Questions
Are There Any Fees Associated With the Fold Visa Prepaid Card?
Yes, there are no fees for moving rewards to an on-chain digital wallet with the Fold Visa Prepaid Card. It’s suitable for beginners with low-risk tolerance and offers the opportunity to earn bitcoin on every purchase.
What Are the Staking Requirements for the Crypto.Com Visa Card?
The staking requirements for the Crypto.com Visa Card vary depending on the card tier you choose. Keep in mind that higher-tier cards have extremely high staking requirements, while lower-tier cards come with lower monthly ATM limits.
How Does the Coinbase Card’s Additional Star Ratings Help With Card Comparison?
The additional star ratings on the Coinbase Card help you compare it to other cards. They provide a quick overview of its features and benefits, making it easier for you to make an informed decision.
Does the Upgrade Bitcoin Rewards Visa Have a Welcome Offer?
Yes, the Upgrade Bitcoin Rewards Visa does have a welcome offer. You can earn a $200 bonus after opening a Rewards Checking account and making three transactions within 60 days.
Can You Earn Rewards in Multiple Cryptocurrencies With the Gemini Credit Card?
Yes, with the Gemini Credit Card, you can earn rewards in multiple cryptocurrencies. You’ll earn 3% back on dining, 2% back on groceries, and 1% back on all other purchases in bitcoin, ether, or 40-plus other cryptocurrencies.
