eToro charges a flat 1% fee per position on crypto trades for Bronze, Silver and Gold Club members, when you buy and when you sell, according to its fee page on October 8, 2026. Move that crypto into the eToro Money wallet and you’ll pay another 2% on top, pushing the cost of buying and moving it out to about 3%. Withdrawals from a USD account cost $5, with a $30 minimum. Withdrawals from a local currency account (GBP, EUR or DKK) are free.
Key Takeaways
- Bronze, Silver and Gold Club members pay 1% when they buy crypto and 1% when they sell.
- Higher Club tiers pay less, down to 0.10% at $10 million or more in monthly volume.
- Moving crypto from the platform to the eToro Money crypto wallet costs 2%.
- Cash withdrawals cost $5 from a USD account and nothing from a local currency account.
- There is no custody fee and no inactivity fee.
How eToro’s Crypto Fees Actually Work
eToro doesn’t use a maker-taker model like crypto-native exchanges do. Instead it charges a fee per position: 1% when you buy and 1% when you sell, for Bronze, Silver and Gold Club members. eToro says the commission is shown separately from your balance. The market spread, the gap between the bid and ask price, still exists, but eToro describes that as a market cost and not one of its charges.
Selling costs the same 1% for those tiers. Platinum, Platinum+ and Diamond members pay reduced rates. The fee applies to manual crypto trades. eToro’s page says CFDs, Smart Portfolios and CopyTrader positions are handled separately.
| Action | Approximate Cost |
|---|---|
| Buy crypto | 1% (Bronze, Silver, Gold) |
| Sell crypto | 1% (Bronze, Silver, Gold) |
| Transfer to eToro Money wallet | 2% |
| Buy plus wallet transfer | About 3% |
This structure makes eToro meaningfully more expensive per trade than a crypto-native exchange running a tight maker-taker schedule. Compare it against KuCoin’s 0.1% base rate or MEXC’s 0%/0.05% and the gap is obvious. What eToro sells instead is the ability to hold crypto and stocks in one brokerage account, with social/copy trading features neither of those platforms offer.
eToro Withdrawal Fees
eToro’s fee page lists the withdrawal fee as “free or $5”. Withdrawals from a USD investment account cost a fixed $5 and have a $30 minimum. Withdrawals from a local currency account, which may be GBP, EUR or DKK depending on where you live, are free and have no minimum.
eToro says the $5 goes to cover some of the cost of international money transfers. If your withdrawal involves changing currency, a conversion fee can apply as well, and that varies by location, payment method and Club level.
eToro Deposit Fees
eToro does not charge for crypto sent to or from an outside wallet. You pay only the blockchain fee. The 2% transfer fee applies when you move crypto from the trading platform into the eToro Money crypto wallet. That said, how you fund your account matters, card and certain regional payment methods can carry their own processing costs depending on your bank or payment provider, separate from anything eToro itself charges.
eToro vs Crypto-Native Exchanges
The honest comparison isn’t just fee percentage, it’s what you’re buying with the extra cost. eToro is a regulated multi-asset broker, you can hold stocks, ETFs, and crypto side by side, follow other traders’ portfolios, and use one login for everything. Crypto-native exchanges like Kraken or KuCoin are cheaper and deeper on crypto specifically, more trading pairs, tighter spreads, advanced order types, but they don’t do stocks.
If your priority is minimizing trading costs on crypto specifically, eToro’s 1% per position puts it at a real disadvantage. If you want one account for both traditional and crypto assets with a simpler interface, that convenience is what the extra 1% is buying. See our best crypto exchange guide for a broader comparison.
Does Verification Affect eToro’s Fees?
No. eToro requires identity verification for essentially all account functions from the start, it’s a regulated broker, not an exchange with an optional unverified tier. Your crypto fee and withdrawal fee don’t change based on verification status, they’re the same for every verified account.
What does a $1,000 crypto purchase cost on eToro?
Using the rates on eToro’s fee page on October 8, 2026, for a Bronze, Silver or Gold member:
- Buy $1,000 of Bitcoin: 1% = $10.
- Sell it later for $1,000: another $10.
- Transfer it to the eToro Money crypto wallet instead: 2% = $20.
- Withdraw cash from a USD account: $5.
eToro lists no custody fee and no inactivity fee on that page.
eToro Club Tiers and Crypto Fees
The 1% is not fixed for everyone. eToro uses a tiered structure based on your Club level and how much crypto you trade in a month. Bronze, Silver and Gold members pay 1% at any volume. Platinum, Platinum+ and Diamond members pay less as volume rises.
| Monthly crypto volume | Bronze, Silver, Gold | Platinum | Platinum+ | Diamond |
|---|---|---|---|---|
| $0 to $10K | 1.00% | 0.95% | 0.90% | 0.85% |
| $10K to $100K | 1.00% | 0.90% | 0.85% | 0.80% |
| $100K to $250K | 1.00% | 0.85% | 0.80% | 0.75% |
| $250K to $1M | 1.00% | 0.80% | 0.75% | 0.70% |
| $1M to $10M | 1.00% | 0.70% | 0.50% | 0.30% |
| $10M+ | 1.00% | 0.10% | 0.10% | 0.10% |
Two details from eToro’s page. The fee is applied per crypto position, and the first dollar above each range moves you to the next band, so $10,001 falls in the second row. Your Club tier itself depends on the cash balance in your account or an active paid subscription.
eToro Money Crypto Wallet Fees
The eToro Money crypto wallet is a separate product from the trading platform, with its own costs:
- Opening or closing the wallet: free.
- Sending or receiving crypto: no eToro fee.
- Transferring crypto in from the eToro platform: 2%.
- Selling crypto for GBP, EUR or USD in the wallet: 0.6% to 1%. Silver members pay 1%, Gold and Platinum 0.8%, Platinum+ and Diamond 0.6%.
- Limits: $50,000 per transaction and $200,000 per day.
One more thing to watch. Short positions and leveraged crypto positions on eToro are CFDs, not real coins. Crypto CFDs cost 1% per trade and carry overnight fees.
Frequently Asked Questions
What is eToro’s crypto trading fee?
A flat 1% per position for Bronze, Silver and Gold Club members, on both buys and sells. Higher Club tiers pay reduced rates.
How much does eToro charge to withdraw?
A fixed $5 from a USD investment account, with a $30 minimum withdrawal. Withdrawals from a local currency account (GBP, EUR or DKK) are free with no minimum.
Does eToro charge deposit fees for crypto?
No specific crypto deposit fee, though your payment method (card, bank transfer) may carry its own processing cost depending on your provider.
Is eToro cheaper than Kraken or KuCoin for crypto?
No. eToro’s 1% per position runs well above the maker-taker fees on crypto-native exchanges. eToro’s tradeoff is combined stock and crypto access in one account.
Do I need to verify my identity to use eToro?
Yes, verification is required for nearly all account functions as a regulated broker. There’s no meaningful unverified trading tier like on crypto-native exchanges.
Does eToro charge an inactivity fee?
No. eToro’s fee page lists the inactivity fee, custody fee and management fee as free.
