Gemini does not charge a platform fee on crypto withdrawals. You pay only the blockchain’s network fee, shown before you confirm. ACH bank withdrawals are free. Wire transfers cost a flat $25. ActiveTrader and standard Gemini share the same withdrawal fee structure, the difference between them is in trading fees, not withdrawals.
How Much Does Gemini Charge to Withdraw Crypto?
Gemini uses what it calls a dynamic withdrawal fee for crypto. That’s a fancy way of saying you pay the current network fee, the same cost anyone pays to move that asset on its blockchain, and nothing extra on top. Gemini states outright that it does not add a platform markup to crypto withdrawals. The fee changes with network congestion and is displayed on screen right before you hit confirm, so there’s no guessing.
For Bitcoin, that network fee typically runs a few dollars, moving with mempool congestion. For Ethereum, gas costs swing more, often a few dollars during quiet periods and considerably more during busy stretches. Because these are live blockchain fees and not fixed numbers Gemini sets, don’t rely on any exchange’s published table as gospel. Check the fee Gemini shows you at the moment of withdrawal.
There’s also a minimum withdrawal amount. Gemini sets it at $10 worth of the asset you’re sending, or the network’s dust threshold, whichever is higher. Dust threshold just means the smallest amount a blockchain will process without the transaction being economically pointless.
Gemini Fiat Withdrawal Fees: ACH and Wire
ACH Bank Transfers
ACH withdrawals from Gemini to a linked US bank account are free. No cap on how many you can send in a given period beyond Gemini’s standard transfer limits, which run up to $100,000 per day for verified accounts. Your own bank could still tack on a receiving fee, that’s on their end, not Gemini’s.
Wire Transfers
USD wire withdrawals cost a flat $25 processing fee, deducted at the time you send the request. That fee is baked into Gemini’s minimum wire withdrawal amount of $25.01, so you can’t send an amount too small to cover it. Non-USD wire withdrawals, like SGD for Singapore-based customers, don’t carry a Gemini fee, though a separate SGD processing charge can apply depending on currency.
| Withdrawal Type | Fee |
|---|---|
| Crypto (BTC, ETH, others) | Network fee only, no Gemini markup |
| ACH bank transfer | Free |
| USD wire transfer | $25 flat |
| Non-USD wire transfer | No Gemini fee (currency-specific charges may apply) |
| Gemini Custody to Gemini Exchange | $125 per transfer |
| Gemini Exchange to Gemini Custody | Free |
Does Gemini Still Offer Free Withdrawals?
Yes, in the sense that matters most. ACH withdrawals are unlimited and free, full stop. Crypto withdrawals aren’t marked up by Gemini at all under its current published fee schedule, so what you pay is whatever the network happens to charge that moment, not a fee Gemini profits from.
Gemini has in the past run a tiered model where a set number of monthly crypto withdrawals were free before a flat charge kicked in on select coins. That structure isn’t what’s reflected on Gemini’s current fee schedule pages, which instead describe the network-fee pass-through model above. Fee pages change, so before you move a large balance, pull up Gemini’s live schedule and confirm what’s showing for your specific asset that day.
Gemini vs Coinbase vs Kraken: Withdrawal Costs Compared
All three exchanges handle crypto withdrawals the same basic way: you pay the network fee, not a proprietary markup, though the exact pass-through mechanics differ slightly by platform. Where they separate is fiat.
Coinbase’s standard wire withdrawal fee runs similarly to Gemini’s, roughly in the $25 range, and Coinbase applies extra costs on some cash-out paths depending on how funds are converted. Kraken’s bank wire withdrawal tends to run higher, generally in the $4 to $35 range depending on the intermediary bank. ACH is free on all three for US customers.
Bottom line: for pure ACH cash-out, Gemini, Coinbase, and Kraken are effectively tied at zero cost. For wire transfers, Gemini and Coinbase land close together, while Kraken’s wire cost varies more by bank. For a broader look at how exchange costs stack up beyond withdrawals, see our low-fee and free crypto exchanges guide and our Bitstamp transaction fees breakdown for another fiat-on-ramp comparison point.
ActiveTrader vs Regular Gemini: Do Withdrawal Fees Differ?
No. Gemini ActiveTrader and the standard Gemini interface pull from the same withdrawal fee structure, crypto withdrawals still cost network fee only, ACH is still free, and USD wire is still $25 on both. The distinction between the two products is on the trading side. ActiveTrader runs a maker/taker fee schedule built for frequent, higher-volume traders, while the standard Gemini interface bundles a spread into simpler buy and sell orders. If you’re comparing the two products to decide where to trade, weigh that trading fee gap, not withdrawals, since withdrawals cost the same either way.
If you’re shopping exchanges more broadly and fees are the deciding factor, our crypto exchange trends guide breaks down how platforms compare on cost and features heading into 2026.
Frequently Asked Questions
Is Gemini free to withdraw?
ACH withdrawals are free with no Gemini fee attached. Crypto withdrawals aren’t marked up by Gemini either, you only pay the blockchain’s network fee at the time you send. Wire transfers are the exception, costing a flat $25 for USD.
Does Gemini charge a wire transfer fee?
Yes, USD wire withdrawals cost a flat $25 processing fee, with a $25.01 minimum withdrawal amount. Non-USD wires don’t carry a Gemini-side fee, though currency-specific charges can still apply.
Does Gemini charge a fee to withdraw Bitcoin or Ethereum?
Gemini doesn’t add its own platform fee on top. You pay the live network fee for BTC or the gas fee for ETH, both of which fluctuate with blockchain congestion and are shown to you before you confirm the withdrawal.
Is there a monthly free withdrawal limit on Gemini?
ACH withdrawals have no monthly cap and are always free. Crypto withdrawals aren’t marked up by Gemini at all under the current fee schedule, so there’s no separate free tier to track, you just pay the network’s going rate each time.
Are Gemini ActiveTrader withdrawal fees different from regular Gemini?
No. Withdrawal fees are identical across both interfaces. ActiveTrader’s fee advantage is on trading costs, not on moving funds off the platform.
Is Gemini cheaper than Coinbase or Kraken for withdrawals?
For ACH, all three exchanges are free and roughly tied. For wire transfers, Gemini and Coinbase charge similar flat fees near $25, while Kraken’s bank wire varies more by intermediary bank, generally $4 to $35. Crypto withdrawal costs across all three come down to network fees rather than platform markups.
